Private Clients

Your satisfaction is our success

Private clients

The Cabinet Roche & Cie’s private client team is committed to maximising personal and family wealth. We aim to build strong, personal relationships with our clients, working together to help them meet their financial goals. Our services extend to providing tax advice in relation to investments, pensions, mortgages, insurance and wills.

Our integrated approach to private client services and wealth management covers all forms of taxation. We help our clients with everything from advice on the sale and purchase of a company to dealing with tax investigations at all levels. We advise on the correct business structure from commencement to ultimate disposal. We work closely with our clients other advisers to ensure a seamless service. Our staff are trained to a high standard and have access to all updated legislation and taxation manuals.

Our Private Client team have extensive experience in dealing with the French Tax Authorities in relation to all forms of Tax Investigations which have become an integral part of our work.

The team equally provides a wide range of information and consultancy on all real estate operations in France. Providing the best acquisition systems and setting up profitable tax structures to maximise the profit of our clients.

The Cabinet Roche & Cie is also a leading French adviser to citizens of other countries who live and earn revenues in France. As well as providing French tax services for foreign nationals, we advise overseas accountants and lawyers whose clients have already come to France or will be arriving in the future, serving to minimise their exposure to all French taxes, including Income Tax, Capital Gains Tax (CGT) and Inheritance Tax.

Roche & Cie offers more than accounting services for businesses. We also work with Private individuals to help them :

  • Increase their assets;
  • Prepare for retirement;
  • Organize their inheritance,
  • as well as offering guidance and personalized advice for monitoring their income tax returns in France and/or their wealth tax

We believe in strong long-term relationships between us and our private clients based on insight, integrity, clear communication and a consistent personal approach.

We will help you navigate the financial maze of the complex financial world today to help you reach your goal.

The 2011 Finance Act (for estate planning) extended the areas of expertise of the accounting professions in France, notably in assisting private individuals in relation to retirement, estate planning, and also in terms of health.

For Non-Residents who want to come to France,

If you are non-resident in France, you can still be liable to French tax if you have property in France. Keeping a low profile and hoping for the best is a risk: more and more information is now accessible by the tax authorities, including electricity and phone usage.

It is important to understand the rules and pay all taxes due.
But there is no need to pay more than the minimum due. In addition, there are various exemptions available to encourage “wealthy foreigners” to move to France.

You may also be subject to taxes in other countries due to time spent, property and assets or nationality. In this case, it is important to be aware of the dual taxation agreements. These treaties often enable significant tax savings to be obtained.

Although there are many taxes in France, such as the French wealth tax, trust tax, exit tax and various social taxes, many clients are surprised by the number of exemptions and deductions available and the importance of correctly organising their financial and personal affairs.

With its experience and on-going training (in-house and external), Roche & Cie has the capacity to solve the most complex of cases. This array of professional knowledge and skills make us ideal partners, and with these extra skills we are no longer considered mere balance sheet providers and number crunchers, but we take on a True Advisory Role.


Cabinet Roche & Cie, English speaking accountant in Lyon, France.
Specialist in French Real-Estate and Non-resident taxation.

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